Skip to content
ONTARIO INSURANCE. A BUSINESS-FIRST PERSPECTIVE.
(365) 536-0009ContactProtect what matters, plan for more.
English/中文
Fortiva Insurance — a Div. of CHAT Insurance
Personal
Request a quote
Aerial view of the Toronto skyline and city architecture

COMMERCIAL INSURANCE. PERSONAL COMMITMENT.

Commercial Insurance for Ontario Businesses

You’re building something that matters. Let’s help protect it.
Commercial insurance for Ontario businesses.

Let’s talk about your business Explore our solutions
Ontario P&C insurance brokerage Commercial insurance focus
DISCOVER FORTIVA
A STRONGER FOUNDATION
FOR YOUR NEXT CHAPTER.

Protect what matters.
Plan for more.

The Fortiva approach

01 / COMMERCIAL INSURANCE

Protection that works
as hard as you do.

Every business has a different story—and different risks. Explore the building blocks of a considered insurance plan.

Commercial warehouse with loading bays under a clear blue sky
01

Commercial property

Consider protection for your buildings, equipment, stock, and the spaces that keep you moving.

Let’s discuss your coverage
Construction professionals reviewing plans at a timber-framed building site
02

Commercial liability

Explore coverage for third-party injury, property damage, and the risks of doing business.

Let’s discuss your coverage
Restaurant with a ceiling water leak, wet floor, bucket, and caution sign
03

Business interruption

Plan for the financial impact of an insured disruption to your day-to-day operations.

Let’s discuss your coverage
Commercial delivery vans parked outside an industrial building
04

Commercial auto

Explore protection for business vehicles, from a single work truck to a growing fleet.

Let’s discuss your coverage
Laptop displaying a cybersecurity padlock illustration
05

Cyber insurance

Consider coverage for digital risks, including data breaches and cyber incidents.

Let’s discuss your coverage
Professional reviewing technical drawings beside a hard hat
06

Professional liability

Discuss protection for claims arising from professional advice, services, or errors.

Let’s discuss your coverage

Coverage examples are for discussion. Availability, terms, limits, and exclusions depend on the insurer and policy.

02 / INDUSTRIES WE SERVE

Your industry.
Our starting point.

From the workshop floor to the neighbourhood storefront, your business deserves a conversation built around how you operate.

Industrial manufacturing facility with CNC machines and production equipment

Manufacturing

From the production line to the finished product.

Construction workers on a building site

Contractors & construction

For the people, equipment, and projects you build.

Warehouse and distribution operations

Wholesale & distribution

Keep your goods and your business moving.

Retail store with clothing racks, folded garments, and accessory displays

Retail stores

Protection for what’s in store, and what’s next.

Restaurant dining room

Restaurants

For the business behind every great experience.

Industrial building with loading bays, office windows, and landscaping

Commercial property owners

A considered approach to your property investment.

03 / WHY FORTIVA

Insurance is about
more than a policy.
It’s about perspective.

Understanding your business is the first step toward protecting what matters and planning for what comes next.

Start a conversation
01

Industry Understanding

We take time to understand your operations, contracts, property, and evolving exposures.

02

Coverage Review

We help identify potential coverage gaps, clarify exclusions, and explore suitable insurance options.

03

Long-Term Relationships

We support your insurance needs as your business grows, changes, and takes on new opportunities.

04

A Dedicated Team

Our insurance professionals value responsive service, practical advice, and lasting client relationships.

Brick-and-stone detached home with three garage doors and a landscaped front yard
FOR THE LIFE YOU’RE BUILDING.

04 / PERSONAL INSURANCE

Your business matters.
So does life beyond it.

Bring the same care to the things you call your own. Explore personal insurance for your home, your vehicle, and your everyday peace of mind.

Home Auto Personal protection
Explore personal insurance

05 / REQUEST A QUOTE

The next chapter starts
with a conversation.

Tell us what you’d like to protect.
Let’s take the first step together.

A thoughtful place to start.

REQUEST A QUOTE

What would you like to protect?

Tell us a little about your needs. Required fields are marked *.

Preparing secure form…

REQUEST A QUOTE

Up to 2,000 characters. Do not include payment details, policy documents, government ID, medical information, or other sensitive records.

Your details will be sent to Fortiva’s quote team through Microsoft 365 to respond to this enquiry. Please provide only the information needed for this conversation. Do not use this form for urgent claims or to bind, change, or cancel coverage. Privacy policy status · Privacy questions? Contact us.

06 / LET’S CONNECT

Here for your
next conversation.

Fortiva Insurance · A Division of CHAT Insurance

Contact Us

Call us

(365) 536-0009

Email us

info@fortivainsurance.ca

Visit us

80 Tiverton Court, Suite 702
Markham, ON L3R 0G4
Canada

Fortiva Insurance — a Div. of CHAT Insurance

Protect what matters,
plan for more.

EXPLORE FORTIVA

Commercial insuranceIndustries we servePersonal insuranceWhy FortivaJoin Our Team

CLIENT SERVICES

Contact UsAfter Hours ClaimsMake a PaymentPrivacy Policy

Fortiva InsuranceA Division of CHAT Insurance

80 Tiverton Court, Suite 702
Markham, ON L3R 0G4
Phone: (365) 536-0009
Email: info@fortivainsurance.ca
Business hours · Eastern Time

Monday – Friday: 9:30 AM – 5:30 PM

Saturday – Sunday: Closed

© 2026 Fortiva Insurance. All rights reserved.Privacy Policy · Pending approvalBack to top ↑