Fortiva Insurance, a division of CHAT Insurance, is a trusted provider of home, auto, business, and travel insurance in Ontario. Founded by Justin Bao, servicing the community since 2009, our team is dedicated to delivering reliable, professional, and customer-focused insurance solutions.
At Fortiva, we believe insurance is more than just a policy—it’s about peace of mind. Our clients count on us for honest advice, responsive service, and fast claims support when they need it most. We work with all major insurance carriers in Canada to find coverage that fits your needs and budget, ensuring you’re protected at every stage of life.
We prioritize the broker-client relationship. By working closely with a dedicated broker, we get to know our clients personally, ensuring tailored solutions. As a broker-focused company, we’re committed to providing the best service for your needs.
Trust. Expertise. Care.
Whether you’re a homeowner, a driver, a business owner, or a traveler, Fortiva Insurance is here to help you navigate your options with clarity and confidence.